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Helping Banks Increase Risk Coverage

Leverage effective financial crime detection solutions with explainable AI

Enhance Your Understanding of Risk Across Your Customers and Transactions

ThetaRay helps enhance visibility of your customers’ risk at the point of onboarding and throughout their lifecycle. By identifying suspicious activities and high-risk relationships through monitoring and screening of all users and transactions, ThetaRay paints a clear picture for compliance and risk teams to make informed decisions.

 

This helps banks improve customer segmentation by providing an accurate classification of high and low-risk clients. ThetaRay delivers operational efficiencies that translate into reduced costs, increased productivity, and increased revenue opportunities.

 

ThetaRay’s risk-based approach improves alert accuracy and reduces alert volumes, helping to minimize costly enhanced due diligence investigations and limit customer friction.

Banking Solutions

Serving the Full Scope of Banking Needs

  • Corporate Banking 


    Corporate Banking

    • Pseudo Customer

      Risk detection for third-party actors that are part of transactions

    • Profiling by Merchant Type

      size, online/brick and mortar, type of goods

    • Network Analysis

      visualization of  transaction flow of money and entities

  • Trade 
Finance

    Trade 
Finance

    • Pseudo Customer

      Risk detection for third-party actors that are part of transactions

    • Profiling by Merchant Type

      size, online/brick and mortar, type of goods

    • Network Analysis

      visualization of  transaction flow of money and entities

  • Correspondent Banking

    Correspondent Banking

    • Pseudo Customer

      Risk detection for third-party actors that are part of transactions

    • Profiling by Merchant Type

      size, online/brick and mortar, type of goods

    • Network Analysis

      visualization of  transaction flow of money and entities

  • Retail 
Banking

    Retail 
Banking

    • Pseudo Customer

      Risk detection for third-party actors that are part of transactions

    • Profiling by Merchant Type

      size, online/brick and mortar, type of goods

    • Network Analysis

      visualization of  transaction flow of money and entities

  • Capital Markets

    Capital Markets

    • Pseudo Customer

      Risk detection for third-party actors that are part of transactions

    • Profiling by Merchant Type

      size, online/brick and mortar, type of goods

    • Network Analysis

      visualization of  transaction flow of money and entities

  • Cash Management

    Cash Management

Business impact

Advantages for Banks

  • Risk Coverage

    Experience simultaneous and dynamic coverage across 40+ risk indicators

    Expose previously undefined risk without calibration or human learning

  • Risk Mitigation

    Improve risk management while reducing administrative burdens

    Evolve to meet the latest trends in financial crime

  • Operational Efficiency

    Achieve decrease in alert volume up to 75%

    Benefit from explainable alerts for faster investigation efforts

  • Time to Value

    Avoid prolonged periods of data validation or data procurement and deploy solution in 1-3 months

    AI-as-a-service: Seamlessly integrate and configure in your ecosystem (or core payment infrastructure)

Solutions

AI-Driven AML Detection and Risk Analysis

  • Transaction Monitoring

    A multi-layered approach that detects anomalies outside of normal behavior, indicating potential financial crime like money laundering, human trafficking, and terrorism financing. It adapts to changing realities and continuously improves in accuracy as it ‘learns’ more about the data. Producing unmatchable low false positives and high detection rates.

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  • Customer Risk Assessment

    Designed to provide a dynamic, holistic view of risk by proactively checking customer behaviors whenever an event in the ecosystem changes. Analyzes onboarded customers and perpetually monitors the entire customer database providing a risk score and risk classification for each customer.

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  • Transaction & Customer Screening

    Real-time customer and transaction screening with proprietary algorithms for precise name-matching, with the industry's highest F-score for superior risk identification. Immediately blocks confirmed matches. Ensures swift onboarding and reduces friction while driving compliant growth. Covers adverse media, PEPs, and global sanctions.

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Clear.Bank is a tech-bank with a focus on creating a world-leading sustainable banking and payment infrastructure that serves a range of financial institutions – from fintechs to banks and credit unions.

With a commitment to leveraging the latest technology, the institution joined forces with ThetaRay to deploy an advanced machine learning transaction monitoring solution. Clear.Bank both enhanced risk coverage and future-proofed its compliance framework – therefore, enabling compliant business growth.

Leading brands trust ThetaRay

At ThetaRay we believe that effective compliance and risk management should empower growth, not hinder it. By choosing ThetaRay, your company gains a powerful partner in securing transactions, maintaining compliance and AML efforts, and creating a trusted brand in the financial industry.

Lets us help you stay compliant, scale efficiently and grow with confidence.

Explore ThetaRay

Frequently Asked Questions

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